One or more photo(s) has been virtually staged. NEW IMPROVED PRICING presents a rare opportunity to own a distinguished two-story corner penthouse in highly sought-after Seddon Cove on Harbour Island. Offering expansive natural light and beautiful water views throughout, this residence delivers an exceptional waterfront lifestyle in one of Tampa's most desirable communities. Priced to reflect the opportunity for personal updates, including three bathrooms, this residence offers buyers the ability to customize to their own style while recognizing the value represented at today's offering price. For buyer convenience, a preliminary estimate for updating the three bathrooms from a contractor familiar with work in the community is available. Recent renovated sales of similarly sized residences in the community may provide helpful context for buyers evaluating the property's potential and overall market positioning. Buyers are encouraged to conduct their own independent due diligence regarding renovation scope, costs, and future value. This beautifully maintained 3-bedroom, 3-bath residence features soaring ceilings, an open floor plan, wood-burning fireplace, updated kitchen with Cambria quartz countertops and newer stainless appliances, wraparound balcony overlooking Seddon Channel, and sweeping water views from nearly every room. The flexible upper-level loft and second primary suite open to a private balcony with water and sunset views. Additional highlights include two oversized interior storage rooms, two reserved covered parking spaces, and private exterior storage. Recent improvements include roof (2026), building elevator (2025), impact windows/doors, HVAC (2015), electrical updates, fresh interior paint (2026), and more. Seddon Cove offers 24-hour gated security, resort-style pool and spa, marina access, landscaped walking paths, and walkability to Life Time Fitness few steps away, Water Street Tampa, Sparkman Wharf, Amalie Arena, Tampa Riverwalk, and more. Optional separate purchase: Boat slip with 30,000-lb lift available (see MLS TB8485208; buyer to verify specifications and eligibility requirements)